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Installment Loan

Are you looking for something a little more long-term?

Repay your loan over a longer period of time with the Net Pay Advance Installment Loan Product.

Same easy application, same great service that you've loved with the PayDay Loan Product, now on your terms.

Daily interest accrual means that faster you pay off your loan, the less you're paying. No penalties for early repayment and opportunity for higher loan amounts.




Installment Loan or Single Pay Loan?

The differences between an Installment loan and a Single Pay loan are:

Installment Loan
  • Payments are scheduled over a period of 180 days with each payment including a reduction to your principal balance.
  • Customers can become eligible to borrow up to $1500.
  • No credit check
  • No collateral
  • Not eligible for Promotional Discounts

Single Pay Loan
  • Your loan due date is calculated by the day your loan is taken out, not your application date. Customers are required to pay back their loan amount plus fees on their next payday.
  • The amount customers can become eligible to borrow varies by state. See Rates & Terms for more information.
  • No credit check
  • No collateral
  • Eligible for Promotional Discounts

When utilizing any lending instrument it is always best to repay the loan in full as soon as possible.



Which loan is right for you?

There is a lot to think about when trying to determine which loan type is right for you:

  • How much cash do you need and how long will you need it? If it’s a smaller amount or just for a quick, small expenditure you might consider a payday loan. Larger amounts are more difficult to pay back so you might opt for an installment loan.

  • How will you make repayment? If you are borrowing a small amount and can pay it all back at once, payday loans may be perfect; but if it’s too much to pay back within a single pay period, installment loans with manageable payments might be the better option.

  • The type of loan you choose should be one that is workable for you. Take your time and determine the best option for you and your present financial situation. If you’re unsure do not hesitate to call us and we will be happy to help you determine which loan is best.




Apply Now To Get Cash Fast

Loans approved before 5:30 PM PT today will be deposited on Tuesday, November 20, 2018.

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Customer Notice: Short-term advances should be used for short-term financial needs only, not as long-term financial solutions. Customers with credit difficulties should seek credit counseling.

Short-term Loan 14-day APR Range: 391.07% - 664.29% APR varies per state regulations. View Rates and Terms to view the APR in your State. Failure to make timely payments may result in NSF or late fees. If your account becomes severely delinquent, it may be turned over to a 3rd party collection agency which could impact your credit score. Loans do not automatically renew without prior approval. If you renew or "rollover" your loan, your principal balance may not be reduced and you will owe additional fees and/or interest.

Net Pay Advance, Inc. is licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law