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Are you in active bankruptcy or planning to file bankruptcy in the next 30 days?


Your Debit Card

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Saving your debit card now means:

  • You may qualify for a BIGGER loan
  • You won't have to wait for your payment to clear
  • When your loan comes due, we'll automatically charge your card
Name and Address as it appears on your card.
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Federal law provides important protections to active duty members of the Armed Forces and their dependents. To ensure that these protections are provided to eligible applicants, we require you to sign one of the following statements as applicable:


Legal Stuff

Warning: It is important to fill out this form accurately. Knowingly making false statements on a credit application is a crime.

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I authorize Net Pay Advance, Inc. (“NPA”) or its contractors and affiliates to contact any persons or companies to verify information Net Pay Advance, Inc. may require now and in the future, while attempting to perform credit services for me or recovering any debt due to NPA. I authorize NPA or its contractors and affiliates to request and receive credit reports from time to time pertaining to me from any Consumer Credit Reporting Agency. Nothing herein contained shall require NPA to extend credit services to me.
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Loans approved before 5:30 PM PT today will be deposited on Monday, December 17, 2018.

Loans approved after 5:30 PM PT today will be deposited on Tuesday, December 18, 2018.

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Loans approved before 5:30 PM PT today will be deposited on Monday, December 17, 2018.

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Customer Notice: Short-term advances should be used for short-term financial needs only, not as long-term financial solutions. Customers with credit difficulties should seek credit counseling.

Short-term Loan 14-day APR Range: 391.07% - 664.29% APR varies per state regulations. View Rates and Terms to view the APR in your State. Failure to make timely payments may result in NSF or late fees. If your account becomes severely delinquent, it may be turned over to a 3rd party collection agency which could impact your credit score. Loans do not automatically renew without prior approval. If you renew or "rollover" your loan, your principal balance may not be reduced and you will owe additional fees and/or interest.

Net Pay Advance, Inc. is licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law

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