Houston Payday Loans

Same day personal loans up to $1,200

What you need to apply
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At least 18 years of age

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Texas address

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Active bank account in your name

Providing Houston payday loans online

Get the cash you need faster than the Houston Texans can score a touchdown. Apply in just minutes for same day loans online up to $1,200. See why over 8,000 customers recommend us as a reliable Texas lender!

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Houston Installment Loans

Experience the convenience of our installment loans in H-Town. Get up to a $1,200 loan that allows you to repay in smaller amounts over 6 months.

Stellar reviews

Read what over 8,000 satisfied cash advance customers say about Net Pay Advance.

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Houston TX payday loan online

Whether you need installment loans in Houston TX with bad credit, good credit, or no credit, the process is simple. Our mission is to deliver you local payday loans with no credit check barriers or minimums. We do not run a hard credit check. Rather than a credit score, we consider more important things like your age and location. We check that you have an active bank account in your name and proof of income. Don’t worry. We accept Social Security income, retirement, and pension, too. With instant decisions, and our fast application ensures you get the support you need without the wait. Apply now for quick and secure funds in Space City!

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Why choose a Texas-licensed lender for loans in Houston?

Selecting a state-licensed payday loan provider in Texas is crucial when seeking Houston loans online. As a state licensed lender, you can be assured that you’re working with a trusted team that’s been providing loans for over fifteen years. This isn’t our first rodeo. We adhere to strict local and national standards designed to protect you. Your data remains secure, and unlike some providers, we do not sell your information. Have peace of mind by partnering with a Texas-licensed loan service provider like Net Pay Advance for a secure cash advance online.

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Installment loans in Houston

When life changes quickly in the Bayou City, you need the flexibility that comes with loan options. That’s why at Net Pay Advance, we offer Texas installment loans with same-day funding available. Our installment loan allows you to repay in smaller amounts over a 6-month period. With this option, your payment due dates are based on your payday cycle. You will be able to manage your Net Pay Advance installment loan online from start to finish. It’s as simple as that.

Texas Rates & Terms

The loan agreement is governed by the applicable laws of the state of Texas. An advance of money obtained through a short-term loan or auto title loan is not intended to meet long-term financial needs. A short-term loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges. This business is licensed and examined by the State of Texas – Office of Consumer Credit Commissioner. Call the Consumer Credit Hotline or write for credit information or assistance with credit problems.

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Office of Consumer Credit Commissioner

2601 North Lamar Boulevard Austin, Texas 78705-4207

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How to effectively use your payday loan in Houston, Texas

It is no secret that payday loans can become expensive when used in excess. Understanding your payday loan and following best practices will help you save money. Some advice: Only apply for the amount you need, repay as soon as possible, and stick with one secure personal loan lender. Of course, the best way to keep loan expenses down is to repay on time.

Net Pay Advance knows that life happens. That’s why our personal loan customers can extend their due date 5 days for free from their account. In some cases, we’re even able to offer payment plans with smaller payments. You may also find that staying with one personal loan lender has its benefits. Net Pay Advance customers with solid repayment history can access discounts on future payday loans. Customers also enjoy our friendly customer service team, convenient cash advance app, strong security, and shorter application.

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Frequently Asked Questions