- Net Pay Advance
- Quick Cash Loans
Life happens, we’re here to help.
Get cash as soon as today*
What you need to apply

18+ years old

Address in a state where we’re licensed
Active bank account
A bank account in your name, open for at least 30 days.
Why choose Net Pay Advance?

Same-day* funding options

Hablamos español

No hard credit check
What kind of loan can I get?
We offer 3 different fast and simple online loans depending on your location.
Available in California
Single-pay Loan
A single-pay loan gives you quick cash, repaid in one lump sum.
Available in Many States
Line of Credit
With a line of credit, funds are ready—just make a draw to use them.
Available in Texas
Installment Loan
An installment loan lets you borrow and repay over time with fixed payments.
Need financial relief? We’ve got your back.


Where Net Pay Advance operates:
California
Louisiana
South Carolina
Kansas
Texas
Missouri
Tennessee
Utah
Wisconsin
Looking for a personal loan to help cover unexpected expenses or a necessary purchase may feel isolating, but you’re not alone. Get the cash you need, fast, with Net Pay Advance.
Apply NowDid you know: 59% of Americans can’t cover a $1000 emergency expense.
Source: CBS News
can help cover
Cash advance, without the hassle
With us, cash advances are simple: borrow now, repay in with ease and convenience.
Apply NowTrust Worthy Cash Advances…
Thank you NetPay for always [being] here to help me… I appreciate you…
Frequently asked questions
No, the amount of money that you borrow does now affect how fast you get money. With a valid debit card, you receive money instantly.* No matter how much you borrow. With ACH, the factors that affect deposit are time of day, weekends, and national holidays.
If you are unable to repay your online loan on the agreed-upon date, it’s essential to contact your lender immediately. Some lenders offer options like loan extensions or repayment plans. At Net Pay Advance, you can extend your due date by a few days for free. We also offer Promise-to-Pay plans.
At Net Pay Advance, we offer personal loans with no credit check barriers. There are no credit requirements for our loans. Instead we use a soft credit check to verify identity. This means that it will not affect your credit score to take out a personal loan with us.
When you’re facing denials from many traditional lenders, you may still have options. Lenders like Net Pay Advance offer fast loans online with no credit check barriers. This means that your credit score will not stand in the way, unlike with traditional lenders. Apply today to get an instant decision on-the-spot and see if you qualify.