Line of Credit Loans in Kansas

Same-day* loans up to $3,000 with a line of credit

Apply Now
This blue teal and white Trustpilot badge shows that Net Pay Advance has 8,000+ 5-star reviews on Trustpilot This badge shows that Net Pay Advance is a 'state licensed direct lender'. In the center is the image of a bald eagle and 4 stars. This green blue and white circular badge shows that Net Pay Advance is 'Confidential and secure'. There's a lock icon in the middle and three white stars at the bottom. This upside down shield-shaped badge shows Net Pay Advance's three values of being a 'simple secure trusted' online payday loan provider. White text is on a blue and green background. At the bottom of the badge, there is a blue shield with a green checkmark.
What you need to apply
Eighteen plus icon

18+ years old

Piggy bank with coin being inserted

Kansas residency

Eighteen plus icon

Active bank account

Online loans for Kansas residents

The application process takes only a few minutes. You’ll have an instant decision the same day. Deposits are fast, too. We believe in same-day loans.*

Apply Now
Green bag of money surrounded by a blue gradient circle

Line of Credit

Access cash when you need it. Draw from an approved credit limit and make convenient payments. Our credit limits go up to $3,000.

Learn More

How to get online
loans in Kansas

Windy blue road with 3 steps on how to apply for a loan
Computer mouse clicking on Apply Now button on a website indicating step one of the loan application process

Complete our simple and secure online application in minutes.

Two men shaking hands indicating step two of the loan application process

Our team will review your application and give you an instant decision.

Dollar bill with wings indicating step three of the loan application process

Draw from approved funds and receive money in your account the same day!* $50 draw minimum.

Step 1

Complete our simple and secure online application in minutes.

Step 2

Our team will review your application and give you an instant decision.

Step 3

Draw from approved funds and receive money in your account the same day!* $50 draw minimum.

Apply Now

Kansas customer approved

Our goal is to deliver the best online loans experience possible. See what over 8,000 satisfied Net Pay Advance customers say about us!

gold stars

“The customer service at Net Pay Advance is amazing. Angel was efficient, friendly, and knows how to make his customers smile. Thank you so much for being so understanding and hardworking!”

gold stars

“Fast response. Live human, understandable, knowledgeable & courteous agent. People who find themselves unexpectedly in a rough spot need companies like Net Pay Advance Inc. they are there to help…”

gold stars

“When days are tough! I appreciate Net Pay Advance for a quick and convenient pay directly to your bank account. I can start savings and putting this money aside for unexpected bills or debts.”

Read More Reviews white arrow in a circle
This image shows a stopwatch with a dollar sign icon. It stands in front of a form with small print. On the top left side of the form is a blue percentage mark. It's used to represent rates and terms.

Rates and Terms

We are a state-licensed direct lender for online loans in Kansas. See our rates and terms for line of credit loans in Kansas here.

We provide trusted line of credit loans in Kansas. These are just some cities in Kansas we service!

Red/pink map pin drop icon Online loans Wichita, KS

Red/pink map pin drop icon Online loans Topeka, KS

Red/pink map pin drop icon Online loans Lawrence, KS

Red/pink map pin drop icon Online loans Salina, KS

Red/pink map pin drop icon Online loans Overland Park, KS

Red/pink map pin drop icon Online loans Coffeyville, KS

Red/pink map pin drop icon Online loans Hutchinson, KS

Red/pink map pin drop icon Online loans Wichita, KS

Red/pink map pin drop icon Online loans Topeka, KS

Red/pink map pin drop icon Online loans Lawrence, KS

Red/pink map pin drop icon Online loans Salina, KS

Red/pink map pin drop icon Online loans Overland Park, KS

Red/pink map pin drop icon Online loans Coffeyville, KS

Red/pink map pin drop icon Online loans Hutchinson, KS

Blue image of the state of Kansas. In white text it says "We've got you, Kansas" followed by a map pin drop icon and the Net Pay Advance logo.

Quick line of credit loans up to $3,000.

Apply Now

Why choose a licensed direct lender for online loans in Kansas?

A state-licensed direct lender like Net Pay Advance is a top choice for many reasons. As a direct lender for loans in Kansas, Net Pay Advance has many security processes. An indirect lender, on the other hand, may sell your information to other parties. Not to mention, the process is simple with us!

Loans with a secure online application process

When you borrow online loans in Kansas with Net Pay Advance, you have more peace of mind. We never sell your personal information. In fact, we work to protect it. We routinely update our security and employee training to help keep data secure.

When you borrow from an indirect payday lender, on the other hand, you may not know who has access to your information. Your information might even be sent to a fraudulent company! In addition, you will likely receive a lot of mail from these companies. They may send you offers that you may not be approved to borrow.

Choosing a direct lender for loans in Kansas is really the best choice for the smart consumer. Work with a licensed direct lender for your online loans needs.

A light blue computer and smart phone are looked at under a magnifying glass. The computer says "state licensed" and "certified direct lender". The phone showcases a call with Net Pay Advance. The magnifying glass is light blue. It all sits on top of a yellow background. In the bottom left of the picture, there is a green, blue and white badge that says Net Pay Advance is a "state licensed direct lender". It has an image of eagle in the center.

You can check if a loan provider is a state-licensed direct lender in two ways.

  • See if they list the information on their website
  • Call them for more information about their licenses

Convenient line of credit loans

Our process is simple. We provide line of credit loans in Kansas with no hard credit check. We give your application an instant decision. Make draws to receive approved funds – up to your credit limit. At every point during the online loans process, you can log onto your account. There, you can view your account information and loan agreement. You can also call us to speak with a live representative. The process is that easy!

A light blue computer and smart phone are looked at under a magnifying glass. The computer says "state licensed" and "certified direct lender". The phone showcases a call with Net Pay Advance. The magnifying glass is light blue. It all sits on top of a yellow background. In the bottom left of the picture, there is a green, blue and white badge that says Net Pay Advance is a "state licensed direct lender". It has an image of eagle in the center.

Smart practices for online loans in Kansas

A blue and green clipboard with a checklist of best practices when working with an online payday loan provider. There's a yellow checkmark in a blue box next to each of the following suggestions. The suggestions are in blue text and say the following: "Only borrow what you need. Work with one lender at a a time. Only borrow for emergency expenses. Repay your loan ASAP!"

Online loans for your needs

Another good practice for online loans in Kansas is to pay back your loan as soon as possible. It keeps expenses down by avoiding potential late fees and limiting interest. At Net Pay Advance, we are here to help our Kansas customers. If you realize you will not have funds in time, you can also extend your due date by 5 days for free! You can give us a call or go online and set it up on your account. If 5 days is not enough time, we can also offer a free Promise-to-Pay (PTP) plan that allows you to break up the payment into smaller, more manageable amounts. Learn more about your options here.

A blue thought bubble says "We *heart icon* NP" Which stands for "We love Net Pay Advance". The heart icon represents love and the Net Pay Advance logo is present. Around the thought bubble, two red paper planes float around.

Discover why our customers think we provide one of the best online loans in Kansas

Apply Now

Online Loans FAQ