$255 Payday Loans Online California

$255 payday loans online same day—no hard credit check

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This blue teal and white Trustpilot badge shows that Net Pay Advance has 8,000+ 5-star reviews on Trustpilot This badge shows that Net Pay Advance is a 'state licensed direct lender'. In the center is the image of a bald eagle and 4 stars. This green blue and white circular badge shows that Net Pay Advance is 'Confidential and secure'. There's a lock icon in the middle and three white stars at the bottom. This upside down shield-shaped badge shows Net Pay Advance's three values of being a 'simple secure trusted' online payday loan provider. White text is on a blue and green background. At the bottom of the badge, there is a blue shield with a green checkmark.
What you need to apply
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Be at least 18 years of age or older

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Be a California resident

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An active bank account in your name

Personal loan options for California residents

The application process takes only a few minutes. You’ll have an instant decision the same day. Deposits are fast, too. We believe in same-day loans.

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Single-Pay Payday Loan

A single-pay payday loan is a small, short-term paycheck advance. It is paid back in full on your next payday. A great one-and-done solution.

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How to get our same day payday loans online—up to $255

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Complete our simple and secure online application in minutes. Once you hit submit, we’ll take care of the rest.

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Our team will review your application and give you an instant decision.

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Approved funds are directly deposited to your account the same day*!

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Three reviews from trustpilot including bill who says you all are very friendly and helpful. No stress, no worries. The friendly spirit is so "right-on" thanks again for your help. I hope others find you!!". Stefan who says "They've always been there when I needed them. Great service!". and Milton who says "The best pay advance in California"

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Our mission is to deliver the best $255 payday loans online. Get same-day funds with no hard credit check. See what our California payday loans customers say about us!

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Rates and Terms

We are a state-licensed direct lender of payday loans for California residents. See our rates and terms for our California payday loans.

We are licensed to provide California residents with same day loans online. These are just some cities in California where we offer our $255 payday loans online!

Red/pink map pin drop icon Payday loans Los Angeles, CA

Red/pink map pin drop icon Payday loans Oakland, CA

Red/pink map pin drop icon Payday loans San Bernardino, CA

Red/pink map pin drop icon Payday loans San Francisco, CA

Red/pink map pin drop icon Payday loans San Jose, CA

Red/pink map pin drop icon Payday loans San Diego, CA

Why choose a California-licensed direct lender for your online payday loans

Choosing a direct lender like us for your online payday loan needs is the best choice for consumers. This is firstly because direct lenders have high levels of security. Secondly, we keep the process simple. When you are looking for a $255 payday loan online with same day funding and no hard credit check, choose a licensed direct lender like us.

A light blue computer and smart phone are looked at under a magnifying glass. The computer says "state licensed" and "certified direct lender". The phone showcases a call with Net Pay Advance. The magnifying glass is light blue. It all sits on top of a yellow background. In the bottom left of the picture, there is a green, blue and white badge that says Net Pay Advance is a "state licensed direct lender". It has an image of eagle in the center.

You can check if a loan provider is a state-licensed direct lender in two ways.

  • See if they list the information on their website
  • Call them for more information about their licenses

Direct loan lenders offer high security

Our same day online payday loan services are centered around security. To meet that goal, Net Pay Advance has many security processes in place. We ensure our security measures stay up to date with state-of-the-art technology and continuous team security awareness training. When you apply for our $255 payday loans in California, your information is protected. Importantly: We do not sell your information. From loans to repayment, we strive to protect our customers’ privacy.

An indirect lender, on the other hand, may not have the same security levels in place. When you choose an indirect lender, you may be giving up control over where your information goes. They may sell your information to third parties. You could end up receiving offers you are not approved to borrow. This may even put you at risk of identity theft.

You can be assured that Net Pay Advance values our customers’ privacy. We prove that by taking every precaution necessary to protect your information. It’s worth it to choose Net Pay Advance for your $255 same day payday loan online with no hard credit check!

Easy loan process

Many borrowers prefer a licensed direct lender like Net Pay Advance for instant payday loans online because we have a speedy process. Licensed to offer $255 payday loans same day in California, Net Pay Advance can help you get the cash you need quickly and easily. When you apply through us, you work directly with us only. You don’t have to go through an intermediary. That might help explain why we also have a history of customer satisfaction.

Our process is easy and direct. Simply put, we take the hassle out of getting a $255 same day payday loan online. Our application takes only about 5 minutes. Then, you get an instant decision. At every point during your California online payday loan, you can log into your account to view information. You can also call us to speak with a live representative.

Licensed direct lenders like Net Pay Advance offer California payday loan borrowers many advantages. We offer security, privacy, and a streamlined process that is easy to understand. When you need a $255 same day payday loan online with no hard credit check in California, think of us!

Smart practices for your $255 payday loan online

  • Apply for only the funds you need. It can be hard to turn down extra money. But by only taking what you need, that can help you keep expenses down. Our California loans go up to $255, but we offer smaller loan amounts too, if that’s what you need.
  • Work with one payday lender at a time. Doing so will help you avoid snowball debt.
  • Use online payday loans for emergency expenses only.
  • Repay your small personal loan as soon as possible. This will help you avoid debt cycles.
A blue and green clipboard with a checklist of best practices when working with an online payday loan provider. There's a yellow checkmark in a blue box next to each of the following suggestions. The suggestions are in blue text and say the following: "Only borrow what you need. Work with one lender at a a time. Only borrow for emergency expenses. Repay your loan ASAP!"

Repaying your payday loan online

Paying back your payday loan on time is always a good idea. It helps you avoid potential late fees. At Net Pay Advance, we want our customers to be successful. If you realize you will not have funds in time, you can extend your due date by three days for free! If three days is not enough time, we can also offer a free Promise-to-Pay (PTP) plan. This allows you to break up the payment into smaller, more manageable amounts.

We are here for our California online payday loan customers. We are always happy to explore these payday loan repayment options with you if it is helpful. We not only offer loan repayment plan options, we also offer a wide range of convenient ways to make your repayment. You can pay by logging into your account online, by our text service for customers, and by phone. When you need help, talk to our friendly team!

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Another best practice for $255 payday loans online is to stick with one lender. Once you have worked with one company, you understand their process. You also are familiar with their security standards. You will not have to risk sending your personal information to many different companies. Working with just one company will give you better peace of mind.

At Net Pay Advance, we offer a free rewards program to our customers. Earn points and redeem them for awesome discounts!

Apply now and discover why our customers think we provide one of the best $255 payday loans online in California.

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Discover why our customers think we provide one of the best online payday loans in California

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Frequently Asked Questions