Instant Cash Advance Online

Get funds before payday with our fast cash advance.

Where are you located?

This blue teal and white Trustpilot badge shows that Net Pay Advance has 8,000+ 5-star reviews on Trustpilot This green blue and white circular badge shows that Net Pay Advance is 'Confidential and secure'. There's a lock icon in the middle and three white stars at the bottom. This upside down shield-shaped badge shows Net Pay Advance's three values of being a 'simple secure trusted' online payday loan provider. White text is on a blue and green background. At the bottom of the badge, there is a blue shield with a green checkmark. This upside down shield-shaped badge shows Net Pay Advance's three values of being a 'simple secure trusted' online payday loan provider. White text is on a blue and green background. At the bottom of the badge, there is a blue shield with a green checkmark.

What do I need to apply?

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You must be at least 18 years of age or older

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Active bank account in your name

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Address in a state where we are licensed

white '18+' icon

18 years of age or older

white bank account icon

Active bank account in your name

white location pin icon

Address in a state where we are licensed

This blue teal and white Trustpilot badge shows that Net Pay Advance has 8,000+ 5-star reviews on Trustpilot This green blue and white circular badge shows that Net Pay Advance is 'Confidential and secure'. There's a lock icon in the middle and three white stars at the bottom. This upside down shield-shaped badge shows Net Pay Advance's three values of being a 'simple secure trusted' online payday loan provider. White text is on a blue and green background. At the bottom of the badge, there is a blue shield with a green checkmark. This upside down shield-shaped badge shows Net Pay Advance's three values of being a 'simple secure trusted' online payday loan provider. White text is on a blue and green background. At the bottom of the badge, there is a blue shield with a green checkmark.

When payday is too far away, our cash advance loans are here to help.

We understand that life is full of surprises. Waiting for your next paycheck may not always be an option, especially when you’re facing emergency expenses. Also known as a “payday loan,” our instant cash advance options help you bridge the gap between paydays. Let us help you take the stress out of urgent expenses and get back to what matters most.

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Same day loans

With instant funding, you can get a fast loan in 15 minutes!*

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Quick decision

Recieve an immediate answer on your application.

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No hard credit check

complete our quick application with no credit needed.

Our quick cash advance options

Single-Pay Payday Loan

A single-pay loan is a one-and-done solution for those who need quick funds immediately. Receive money fast and then repay it in one sum.

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Installment Loan Online

When you need more funds, consider an installment loan. This option is a personal loan that can be repaid in smaller amounts over 180 days.

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Online Line of Credit

A personal line of credit allows you to borrow from an approved credit limit. Borrow and repay like you do with a credit card.

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Our quick cash advance options

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Single-Pay Payday Loan

A single-pay loan is a one-and-done solution for those who need quick funds immediately. Receive money fast and then repay it in one sum.

Apply Now
 
Installment loan icon

Installment Loan

When you need more funds, consider an installment loan. This option is a personal loan that can be repaid in smaller amounts over 180 days.

Apply Now
 
Line of credit icon

Line of Credit

A personal line of credit allows you to borrow from an approved credit limit. Borrow and repay like you do with a credit card.

Apply Now
 

Getting a cash advance online with us is simple

White text on an orange background says "Step 1". Beneath it is the illustration of a website with a big green and blue "Apply now" button with a mouse cursor resting on top of it.

Complete our simple and secure online application in minutes.

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Our team will review your application and give you an instant decision.

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Approved funds are directly deposited to your account the same day*!

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No credit needed!

Why choose ?

People across the US trust Net Pay Advance to help them cover urgent expenses. From instant cash advances in Los Angeles to same day loans in Houston, we apply the highest levels of security and attention to our customers.   

With us, you can feel confident in working with a state-licensed lender that meets regulations designed to protect the consumer. Experience the best with our friendly customer support team on your side from start to finish. 

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Our cash advance gets rave reviews

Don’t just take our word for it! See for yourself why our cash advance loan has earned 5-star reviews from over 8,000 satisfied customers.

RC says “With Net Pay Advance, I’m taken care of. No hassle cash advances. I utilize the point system to get discounts on my next transaction, which saves me money, my main reason for their services in the first place.” In a blue speech bubble
JA says “Very great customer service and quick processing. Not many companies offer instant direct deposit onto a debit card when you need cash fast. Quick approval and easy repayment terms. Thank you for helping out when I’m in a bind!” in a yellow speech bubble
Mary says “This is [the] company to call when you need a loan. Everything went quick and smoothly for me. They are fair and reliable. I recommend that you should call Net Pay Advance Inc when you’re needing a cash loan.” in a green speech bubble
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Cash Advance 101

Is there an app for cash advance loans?

Yes, you have options when looking for an app for cash advance loans today. The Net Pay Advance instant cash advance app provides a simple and fast way to access the funds you need. Our app is user-friendly and offers a variety of features, including viewing your pay day loan details, making payments, and more. Download our instant cash advance app today and manage your online payday loans right from your phone.

Is a cash advance a good solution for emergency funding?

A cash advance is designed to be a solution for emergencies: It gives you access to cash when you’re waiting for your next payday and require immediate funds. There are also alternative options to explore before taking out an online payday loan. Instead of taking out a cash advance loan, consider using a credit card, a savings fund, or even asking friends or family for cash assistance. If these alternatives aren’t a solution for you, a cash advance may be the right fit depending on your needs.

What's the difference between a cash advance and payday loans online?

A “cash advance” is another name for “payday loans online.” Both products are designed to be an advancement of money that the borrower can repay with their next paycheck. A cash advance can come in various loan types like a traditional single-pay payday loan, an installment loan, and even a line of credit. Net Pay Advance offers multiple kinds of online loans.

Can I get a cash advance with no credit check?

You can get a cash advance with us with no credit needed. We do not require a hard credit check. Whether you have good credit, bad credit, or no credit, you can apply for payday loans online today. Learn more about our soft credit check process.

How much money can I get with an instant cash advance?

Instant cash advances can provide quick access to funds for those facing unexpected expenses or short-term financial challenges. The amount you can get can range from a few hundred dollars like a $500 payday loan and go up to a few thousand dollars. The amount depends on several factors, primarily governed by state laws and lending policies.

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