Hablamos Espanol | 888-942-3320Smarter Online Texas Installment Loans up to $1,200
Looking for cash with the speed of traditional payday loans but also need more time to pay? A Texas installment loan gives you that same speed, with the option to pay it back over time instead.
We’ve got your back
Get a decision in under 3 minutes
Apply Now- 18+ Years Old
- TX Resident
- Active Bank Account
See other states and products
- No Hard Credit Check
- 24/7 Online Account Access
- Up to 6 Months to Repay
Texas Installment Loan Rates, Terms and Licensing
Approval and available funding amounts vary by customer and are determined based on multiple factors evaluated during the underwriting process by the unaffiliated, third-party lender.
How to Get a Fast Installment Loan in Texas
You could be just three short steps from the funding you need:
1
Apply Online in Minutes
Complete the secure online application in less than three minutes. Just share your basic information and income.
2
Get a Fast Decision
After your details are verified you will receive a decision – which can include approval for up to $1,200 – all in just a few minutes.
3
Funds as Soon as Today
Approved customers that add an applicable debit card can get money in minutes. All others fund the next business day.
Why choose Net Pay Advance?
Since 2007, Net Pay Advance has helped over 1.3 million Texans keep moving during tough times.
Trusted and Texas Licensed
We find you honest terms and simple fees, backed by trusted lending partners you can rely on. Straightforward terms with no surprises or hidden fees.
Good Credit Isn’t Needed
Focus on where you’re going, not where you’ve been. Facts about your current income and employment status are used as key factors to help you get a decision fast.
24/7 Access to Funds
Life doesn't keep business hours. Apply anytime, day or night.
Real Reviews from Texas Borrowers
Proudly Serving Communities Across the Lone Star State
Net Pay Advance has served residents of Texas including, but not limited to:
- Arlington
- Austin
- Corpus Christi
- Dallas
- El Paso
- Fort Worth
- Houston
- Lubbock
- Plano
- San Antonio
Frequently Asked Questions
What do I need to apply for an installment loan in Texas?
Applying for an Installment loan in Texas is fast and easy. To apply online you must be a Texas resident at least 18 years old with an active phone number, email, and home address. You also need a steady source of income, a valid debit card, and an active checking account.
Can I get an installment loan with bad credit?
Yes. Your credit history shouldn't define your financial future. Traditional hard credit checks are not used during the application process. Instead, your current ability to repay is considered by reviewing your steady income and banking history, among other factors.
How do I receive my funds the same day in Texas?
We know that when you need emergency funds, you need them fast. If approved by 7:30PM CT, Monday – Friday (excluding holidays) new customers with a participating debit card on file can see funding as soon as the same day. All other approved and requested funds will be made available in the checking account provided the next business day. Please note that time of funding to all accounts may be limited by system, bank restrictions, or eligibility. Additional factors including weekends or holidays may delay funding availability.
Can I pay off my installment loan early?
Absolutely. You can repay your Texas installment loan early at any time with zero penalty fees, interest markups, or administrative surcharges. In fact, paying your balance down early will minimize the daily CAB fees and interest accrued on your account, saving you money.