Rewards Done Right

Ready to save money on an online payday loan? You’re in the right place.
Here’s how to earn points and unlock promo codes for sweet discounts.

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Enroll.

We appreciate our amazing customers.
So we give them ways to earn rewards.

Earn.

Complete small tasks and get hundreds of points fast. You’re in control.

Redeem.

Points add up quickly. Redeem them for discounts — up to 20% off!

Rewards

We love to give our customers options. You can apply your rewards points to online
payday loans and installment loans. Rewards for the new line of credit are coming soon!

1000 points for 5% discount bronze badge

2000 points for 10% discount silver badge

4000 points for 20% discount net pay badge

Been here before?
How to view your rewards page:

Start by logging in here.
Click on “Rewards“.
View your points balance, unlock discounts, and more!

Steps on how to redeem your rewards. 1. Login to your account, 2. Click "Rewards", 3. Redeem your points & more!

How to earn points:

Earn points to redeem for big rewards! Every time you complete a task, you receive points. Those points add up fast to help you save big on future loans. A lot of times, you can receive points by doing simple things like taking out a loan, adding a debit card, or even referring friends. You could earn over 900 points just by completing the 10 steps below!

Check your points status

Don’t have an account? Apply now

Referral submitted

Complete a new loan

Set up a payment plan

Add a debit card

On time payment

Complete Net Promoter Survey

Opt into marketing communications

Opt into Paydini communications

How to redeem

We make it easy to earn points—and apply them, too! How to use your points is up to you.
Take these steps to redeem your points for your next cash advance.

Step one shows where the rewards button is in the mobile app

First, log into your account. Navigate to the “Rewards” tab to see your earned points.

Second step shows the rewards page and the button to redeem points with the rewards you have

Next, you’ll see your available awards. Click on the one you want to activate and press “Redeem.”

Third step shows where to type in the promo code

Finally, you’ll be taken to our online payday loan application. Now, your promo code will be auto-filled.

Frequently Asked Questions

Where can I get a Net Pay Advance promo code?

Net Pay Advance does not offer promo codes on sites like Retail Me Not. Instead, we have an awesome Rewards Program that helps customers earn points towards a promo code reward. Once enough points have been earned, customers can cash in their points to redeem an automatic promo code. Read our blog article to learn more about our rewards program.

How to save money on online payday loans

Net Pay Advance payday loan customers already benefit from our “no hard credit check” application process. Now, they can save money on their online payday loans by using the Rewards Program. Available discounts go anywhere from 5% to 20%! Net Pay Advance offers more than just loans. Check out our amazing customer benefits!

What is the max number of points I can earn?

With the Net Pay Advance Rewards Program, the power is in your hands. There’s no limit to the number of points you can earn. Sometimes customers choose to use their points as soon as they hit enough to redeem a 5% discount on a cash advance. Other times, customers save up a bunch of points, and then take 20% off several online payday loans.

What conditions have to be met to earn points for a referral?

We appreciate it when customers share their online payday loans experience with Net Pay Advance with others. That’s why we have a referral program. All customers have a unique referral code and referral link they can share with others. You can find your exact code or link in your online profile account. If your friend uses your referral code to apply for a loan, is approved, and accepts the funds, you’ll instantly receive 500 points!

If just two of your friends get a loan with Net Pay Advance, you’d instantly earn the points needed for your first discount!

NetPayAdvance Rewards Program Neon Graphic depicting money coming out of a wallet

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to see how close you are to a
discount

You might already have thousands of points. If you’ve loaned with us, or completed a review, you’ve likely already earned points, and don’t even realize it! See how many points you have today and contact us with any questions.