Hablamos Espanol | 888-942-3320

How do online loans work at Net Pay Advance?

Getting a personal loan online can come in many different forms – payday, installment or line of credit – but they all follow a similar process at their core. Follow the journey from start to finish, here!

Step 1 Mobile Sign

Step 1 Desktop Sign

1. COMPLETE AND SUBMIT AN ONLINE LOAN APPLICATION IN MINUTES.

Get your cash fast. Approved applicants can qualify for instant funding.

instant Funding Sign

Check out our customer reviews!

path one gif

Step 2 mobile Sign

Step 2 Desktop Sign

2. LOAN APPLICATIONS ARE REVIEWED IN SECONDS.

Download the Net Pay Advance App

Screenshot of app with apple app store button

Screenshot of app with google play button

apple app store button

google play store app button

Path two gif

Step 3 Desktop Sign

Step 3 mobile Sign

3. RECEIVE A LOAN DECISION, INSTANTLY.

Denied applicants can reapply in 60 days.

Congratulations! Approval means you can get paid fast—and get back to what matters in no time.

Path three gif

Step 4 Desktop Sign

Step 4 mobile Sign

ACH

Funds are directly deposited to your bank account the next business day.

Instant Funding

Instant funding available with eligible debit card!

path four gif

Step 5 mobile Sign

Step 5 Desktop Sign

5. USE YOUR MONEY FOR WHAT YOU NEED!

Check out our Financial Literacy Glossary Page

Visit our Glossary

Path five gif

Step 6 Mobile Sign

Step 6 Desktop Sign

6. MAKE A PAYMENT ON YOUR NEXT APPLICABLE PAY DATE.

Visit our personal finance blog

Read Our Blog

Stop Watch in a net pay advance gift

Payment due date extension options available.

Path Six Gif

Step 7 Mobile Sign

Step 7 Desktop Sign

7. LOAN PAYMENT IS SUCCESSFUL!

sign that mentions accounts that have outstanding amounts are connected with our collections department

Net Pay Advance is Here for You mobile sign

Net Pay Advance is Here for You desktop sign

Accounts that are in good standing without any past due payments are eligible to re-apply. Utilize us as a resource in the future if an emergency expense arises again. Earn rewards and cash in on discounts. We are here for you in your time of need!