Hablamos Espanol | 888-942-3320About Net Pay Advance
We’re Here to Help You Find a Way Forward
Our Mission
At Net Pay Advance, our mission is simple: give customers accessible financial solutions backed by real support.
We know borrowing money is stressful, and we’ve built our business to make your experience easier, not harder. We combine industry expertise with secure technology to build a lending experience rooted in trust and transparency.
Every part of our process is designed with the customer in mind, from the first application to the final payment. Since launching our fully online lending platform in 2007, we’ve focused on making the loan application process convenient. Customers can apply from home, from work, or anywhere they have internet access. No physical location required, no waiting in line, and no paperwork to mail in.
Our secure technology coupled with our dedicated support team helps get funds into your hands faster. We’ve spent years refining our process to make it work for you, on your schedule and with convenient terms.
Why choose Net Pay Advance
When unexpected expenses can't wait, we make it simple to get the funds you need.
Convenient Online Application
Apply online in about 5 minutes, from anywhere. No hard credit check, no long forms.
Fast Decisions
Know where you stand right away, with funding as soon as today if approved.
Commitment to Responsible Lending
Focused on fairness, compliance, and customer knowledge.
Dedicated Customer Support
Reach a knowledgeable live loan expert by phone, text, or email when you need it.
Community involvement
At Net Pay Advance, we strive to serve our customers—and communities. We believe in giving back to the community because everyone has gotten help from somewhere. One way we do that is by working with “Giving the Basics,” a professional development program. This program provides training and guidance to those looking to grow in their careers. We also work closely with small businesses to help them develop and prosper. We think it’s important to create a positive impact in local communities and are grateful to be involved in these initiatives.
Licensed to Serve You, Trusted by Thousands
When you explore our site, you’ll notice badges that represent our licensing, security, and
customer satisfaction. Here’s what they mean.
Trustpilot
Over 8,000 customers trust Net Pay Advance enough to recommend us on Trustpilot. See our customer reviews.
Meet the team
Our team brings together lending professionals, customer support representatives, compliance specialists, and technology experts, all working toward one goal: supporting our customers. From completing an application to understanding loan terms, our team helps customers navigate every step of the experience with confidence.
Brian J. Staver, President and Founder
Brian founded Net Pay Advance in 2007 with a vision of modernizing online lending through technology and transparency. With years of experience in consumer finance and financial technology, he has guided the company's growth while keeping regulatory compliance and responsible lending at the center of every decision. Under his leadership, Net Pay Advance has expanded its digital lending capabilities without losing sight of what matters most to the customer.
Daniel Mackenroth, COO / CFO
Daniel is a strategic and experienced leader with over 28 years in the financial services industry. That depth of experience shapes how he approaches every decision at Net Pay Advance, from day-to-day operations to long-term planning. Daniel leads strategic initiatives to drive continuous improvement across technology, compliance, customer service, and business strategy. He works closely with teams across the company to make sure growth never comes at the expense of the customer experience, and that every new capability is built on a foundation of compliance and trust.
Executive team
Alex Dominguez
Credit Risk & Analytics
Josh Dennis
Finance & Accounting
Joyce Batterson
Legal & Compliance
Jason Daniels
Technology
Jamie Watkins
Strategic Initiatives
Strategic business relationships
Strong partnerships help us deliver a secure, reliable experience for every customer.
We're grateful to the trusted financial institutions and banking partners that support our lending operations. Their continued partnership helps us maintain secure payment processing and the operational infrastructure needed to serve customers responsibly.
Together, we're committed to providing a financial experience that's safe and dependable.
Careers at Net Pay Advance
At Net Pay Advance, we're building a team dedicated to putting borrowers first. Our team is made up of passionate professionals who believe great customer service and real innovation can change people's financial lives for the better, and who get there through collaboration and dedication. Explore open positions below.
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Frequently Asked Questions
How long has Net Pay Advance been in business?
Net Pay Advance has served customers since 2007. Over the years, we've expanded our online lending services while continuing to focus on responsible lending practices, customer support, data security, and compliance with state regulations.
Is Net Pay Advance licensed?
Yes. Net Pay Advance is licensed to provide consumer lending services in the states where it operates. Licensing helps ensure we follow applicable state lending laws and regulatory requirements designed to protect consumers.
How does Net Pay Advance protect my personal information?
Protecting customer information is important to us and a responsibility we don’t take lightly. Our website uses security measures designed to help safeguard your personal and financial information during the application process and throughout your account experience. We continually work to maintain secure systems and protect customer privacy.
How can I contact Net Pay Advance if I have questions?
Our customer support team is available by phone, email, text, and live chat to answer questions about applications, existing accounts, payments, and loan options. You can also visit our Help Center and FAQ resources for answers to common questions.