Get a $255 Online Payday Loan in San Bernardino, CA

Need fast cash in San Bernardino? You may qualify for a $255 payday loan online

If you’re dealing with an unexpected expense in San Bernardino, a payday loan from Net Pay Advance could help. California residents may qualify for a $255 online payday loan with fast approval and funding as soon as the same day.*

• No hard credit check

• Secure online application

• Instant decision

• Funds up to $255

Apply Now

Apply now and see what you qualify for—without affecting your credit score.

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What do I need to qualify for a payday loan in San Bernardino?

To be eligible in California, including San Bernardino, you must:

• Be 18 years or older
• Live in California
• Have a checking account open for at least 30 days
• Show a reliable income source (gigs, benefits included)

We keep it simple—no hard credit checks required.

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Why choose a state-licensed direct lender in California?

Working with a California-licensed lender like Net Pay Advance may offer better protection, privacy, and service.

• You work directly with us—no third-party lenders
• Your information stays private and secure
• We follow California lending laws and fee limits
• You get real customer support when you need help

We’re a trusted direct lender in California—serving San Bernardino and beyond since 2007.

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California payday loan rates and terms

• Max Loan Amount: $255
• Fee: $17.65 per $100 borrowed
• Example: Borrow $255 → Repay $300
• Due Date: Typically your next payday (7–31 days)
• License: View our license →

View Rates & Terms

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How to use a payday loan effectively in San Bernardino

Payday loans are designed for short-term needs like:

• Rent or utility bills
• Emergency repairs
• Car payments
• Avoiding overdraft fees

We recommend borrowing only what you need and repaying on time to avoid additional fees.

• Free 3-day extensions
• Optional Extended Payment Plans
• Flexible Promise-to-Pay plans if needed

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Apply online from anywhere in San Bernardino

Whether you’re near Downtown, around the university, or out in Muscoy, you can apply online in minutes—no office visits or long lines required.

Apply Now

Get started now