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With Net Pay Advance, get same-day loans fast—and easily.
We have a simple application that takes just a few minutes to fill out. Plus, we don’t do a hard credit check. What are you waiting for? Hover over the cards below to read about why others needed Net Pay Advance.
Luna the family pet got sick and needed to go to the emergency vet! However, her owners didn’t have the funds on hand for the bill. They filled out an online application with Net Pay Advance and were approved instantly. With a valid debit card on file, they received access to money with an online payday loan that day.* Her owners paid off the loan based on their payday schedule. Luna got her treatment and was back to her regular self in no time!
Read Luna’s story
Stacey got a flat tire! She needed her next paycheck to replace the tire—but she needed a new tire to get to work to get paid. Talk about a catch twenty-two! Stacey had enough money to cover some of the expense but needed a little more to cover the rest and get by through the week. Stacey applied for exactly what she needed: a $255 payday loan online with Net Pay Advance. She used the promocode 10COIN at her application for 10% off! (Hint hint – you can use this code, too). Since she had a valid debit card, she received the money that day. Not only that, she was also able to repay her loan with her next paycheck.
Read Stacey’s story
Mike, unfortunately, had to attend a funeral in another state. He needed to get plane tickets that week to be there with his loved ones. He applied for a loan a few places but didn’t have the credit needed. The denials were upsetting. He applied online with Net Pay Advance since they don’t consider credit. The application took 5 minutes to complete, and he got an instant decision: approved! Mike didn’t have a valid debit card that accepted same-day funds. So instead of instant pay, he received his funds the very next business day, via direct deposit. With that help with cash, Mike was able to buy his tickets and see his family. Since repayment was based on his payday schedule, it made repayment easier than other loans.
Read Mike’s story
Repayment terms and max loan amounts depend on your state. See your state.
!["I was in a bind financially and Net Pay Advance [was] there to help me. They made it super easy, convenient and very discreet. I highly recommend this company if you ever find yourself in a financial bind like I was. I will definitely use them again if ever in a bind again!" - C.](https://netpayadvance.com/wp-content/uploads/2022/12/Review-3-C-Text-1-1024x614.webp)
