NPA Instant Cash

Safe and convenient payday loans–up to $3,000

Our trusted Kansas loans provide fast cash for when expenses arise

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How much would you like to borrow?


Disclaimer: Eligible loan amounts vary per state regulation.

What you need to apply:

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Be a Kansas resident

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Bank account in your name active for at least 30 days

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At least 18 years of age

Apply in less than 5 minutes

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Complete SECURE
loan application.

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Get a decision

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Funds deposited the

Get Cash Fast
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Which online loan best suits you?

The application process takes only a few minutes. You’ll have an instant decision the same day.

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Payday Loan

A payday loan is a small, short-term personal loan. Our simple and fast loans are usually paid back in about 7 to 31 days, when you get your next paycheck.

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Line of Credit

A line of credit account gives you access to cash when you need it. Draw from up to $3,000 and make monthly payments on your balance like a credit card.

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Know who you’re dealing with.

At Net Pay Advance, we care about you. We’ve been helping customers get the cash they need for over 15 years. We keep our procedures simple by only offering loans in California, Kansas, and Texas. That allows our team to focus more on providing the best service possible to our customers.

Our customer service representatives are here for you. Our number one priority at Net Pay Advance is helping you get the cash you need, fast. From our tech team to our customer support team, all of our employees are dedicated to keeping the customer in mind. That’s why we do whatever it takes to ensure that you have the best experience with Net Pay Advance. Call, email, or text us to speak to a live representative.

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Enjoy our perks

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NPA Mobile App

Download our app and manage your account from anywhere!

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Along with saving time, loyal customers can also save money.

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Free Due Date Extension

Life happens. Get a free due date extension for up to three days!

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World Class Customer Service

Our friendly team is happy to help you. Give us a call 888-942-3320.

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Real Customers, Real Reviews

Net Pay Advance is the highest ranked online short-term lender on Trustpilot logo

We are rated 4.9 / 5 based on over 8,000 reviews.

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