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Net Pay Advance Licenses
Learn more about our state-licensed online payday loans.
California
Net Pay Advance, Inc dba netpayadvance.com is an online payday loan company that is a State Licensed Direct Lender by the California Department of Financial Protection and Innovation (DFPI). We follow all state regulations for personal lending in the state of California. Contact details for the DFPI can be found here.
Kansas
NPAKS, LLC dba netpayadvance.com is a Supervised Lender licensed by the State Banking Commission of Kansas. We follow all state regulations for personal lending in the state of Kansas. Contact details for the Kansas Office of the State Banking Commissioner (OSBC) can be found here.
Louisiana
NPALA, LLC dba netpayadvance.com is licensed by the State of Louisiana Commissioner of Financial Institutions. For purposes of consumer credit transactions in Louisiana, we follow Kansas Law as authorized by LA Rev Stat § 9:3511; and we follow all applicable laws and regulations that govern consumer lending activities. Contact details for the Louisiana Commissioner of Financial Institutions can be found here.
Missouri
NPAMO, LLC dba netpayadvance.com is a supervised consumer credit lender licensed by the Missouri Division of Finance. We follow all state regulations for personal lending in the state of Missouri. The maximum Annual Percentage Rate (APR) that is being on charged on loans in the state of Missouri from NPAMO, LLC dba netpayadvance.com is 360.00%. Contact details for the Missouri Division of Finance can be found here.
South Carolina
NPASC, LLC dba netpayadvance.com is a supervised lender licensed by the South Carolina Board of Financial Institutions. We follow all state regulations for personal lending in the state of South Carolina. Contact details for the South Carolina Board of Financial Institutions can be found here.
Tennessee
NPATN, LLC dba netpayadvance.com is a supervised consumer lender licensed by the Tennessee Department of Financial Institutions. We follow all state regulations for personal lending in the state of Tennessee. The Tennessee Flexible Credit Act refers to this product as “Flex Loans.” Net Pay Advance is licensed to offer “flex loans” and they may also be referred to as “line of credit” on this site. Contact details for the Tennessee Department of Financial Institutions can he found here.
Texas
NPATX, LLC dba netpayadvance.com is a Credit Services Organization licensed by the OCCC of Texas. We follow all state regulations for personal lending in the state of Texas. Contact details for the Texas Office of the Consumer Credit Commissioner can be found here.
Utah
NPAUT, LLC dba netpayadvance.com is a supervised consumer lender licensed by the Utah Department of Financial Institutions. We follow all state regulations for personal lending in the state of Utah. Contact details for the Utah Department of Financial Institutions can be found here.
Wisconsin
NPAWI LLC dba Net Pay Advance dba Netpayadvance.com is a licensed loan company in the State of Wisconsin. Loan agreements are governed by the State of Wisconsin. Contact details for the Wisconsin Department of Financial Institutions can be found here.